December 2022

The burden on health care costs in retirement could be a significant hurdle for retirees without a sizable nest egg or effective strategy to cover such expenses. According to the Fidelity Retiree Health Care Cost Estimate, an average retired couple aged 65 in 2022 could need around $315,000 after taxes to cover their health care expenses in retirement. Thought traditional retirement goals like financing travel or relocating to a warmer climate are worthy pursuits, it’s vital that individuals of all ages, including those on the cusp of retirement, recognize the importance of saving for health care expenses as well.

Physical activity is an important component of overall health. Health experts advise that exercise can increase lean body mass, prevent conditions like diabetes and cardiovascular disease, improve balance, and positively affect mental health/cognition.

SOCIAL CLUB Various changes are associated with aging, and these can be physical, mental and emotional. Though each person manages these changes in their own way, there’s no denying that social interaction can benefit people from all walks of life as they navigate their golden years.

Snowisin theforecast andthisremindsmeof local wildlifeneedsto survivethewinter conditions in Kansas.Particularly birdsthat brighten our winter days! Severewinter weather isnotonlyhardon peoplebutcan bealife anddeathstrugglefor birds.Thoughbirdsalso requirewater andshelter, foodisof en theresource mostlackingduringcold weather.Manydif erent birdfoodmixesare availablebecausevarious speciesof en prefer dif erent grains.However, thereisoneseedthathas moreuniversal appeal than anyother: blackoil sunf ower.If youarenew tothebird-feedinggame, makesurethereisahigh percentageof thisseedin your mix.Whiteproso millet issecondin popularity andisthefavorite of dark-eyedjuncosand other sparrowsaswell as thered-wingedblackbird. Asyoubecomemore interestedin birdfeeding, youmaywanttouse morethanonefeeder to attract specif cspeciesof birds.Followingisalist of birdspecieswiththe grainstheyprefer.