If an offer sounds too good to be true, it probably is.

A Kansan reader reported Friday receiving a postcard offering $100 in savings at Walmart or Target — an offer that turned out to be a scam.

When he called the number on the postcard, he was asked to provide a credit card number to pay a $6.95 “processing fee.” When he remarked the offer sounded like a scam, he was disconnected.

This story isn’t unusual in Newton.

“We get reports of scams all the time,” said Lt. Craig Dunlavy with the Newton Police Department.

He said the most popular scam at this time is a person who calls and pretends to be a grandchild stuck in jail or with a medical problem in a Third World country.

Dunlavy cautions people not to give out financial information, or other personal information, unless you are certain it is safe to do so. If someone asks for your personal information, ask why they need it.

“Be very cautious about the information you’re giving out to just anyone,” Dunlavy said.